| You're out of control.
 
 ¡æ³Í Á¶ÀýÀÌ ¾ÈµÅ.
 
 
 ¡²¿¹¹®¡³
 A: Oh yeah my roommate and I are going to Hawaii over the school break.
     Âü! ³ª ·ë¸ÞÀÌÆ®¶û ¹æÇÐ ¶§ ÇÏ¿ÍÀÌ¿¡ °¡.
 
 
 B: I don't want to hear it. You having a student credit card is dangerous.      ³ µè±â ½È¾î.      You having a student credit card is dangerous.     ³ÊÇÑÅ× Çлý ½Å¿ëÄ«µå ÀÖ´Â °Å À§ÇèÇØ. You're out of control.
 ³Í Á¶ÀýÀÌ ¾ÈµÅ.
 
 
 
 A: But the credit card has a credit limit.ÇÏÁö¸¸ ½Å¿ëÄ«µå´Â Çѵµ ±Ý¾×ÀÌ ÀÖ¾î.
 
 
 
 B: It also has a sky-high interest rate.°Ô´Ù°¡ ÀÌÀÚÀ²µµ ¾öû ³ôÁö.
 
 
 
 A: You worry too much.¾ð´Ï´Â °ÆÁ¤µµ ³Ê¹« ¸¹¾Æ.
 
 
 
 B: I've heard enough.³ µéÀ» ¸¸Å µé¾ú¾î
 
 
 
 A: And here's your birthday present. A new MP3 player.±×¸®°í ÀÌ°Ç ¾ð´Ï »ýÀÏ ¼±¹°À̾ß.  »õ·Î¿î MP3 Ç÷¹À̾î¾ß.
 
 
 
 B: Don't tell me.      ¸» ¾ÈÇØµµ ¾Ë°Ú´Ù.      You charged it on the credit card.     Å©·¹µ÷Ä«µå·Î »ê °ÅÁö.     How are you going to pay off your credit card bill?     ³Ê ¾î¶»°Ô ±×°É ´Ù °±À¸·Á°í ±×·¯´Ï? 
 
 A: With my birthday mone»ýÀÏ ¼±¹°·Î ¹ÞÀº µ·À¸·Î.
 
 
 
 B: Let's talk about how you're going to come up with a budget to get out of this mess.     ÀÌ »óȲÀ» ¹þ¾î³¯ ¿¹»ê¾ÈÀ» ¾î¶»°Ô ¼¼¿ö¾ß ÇÏ´ÂÁö ¿ì¸® ¾ê±âÁ» ÇØº¸ÀÚ.
 
 
 * sky high: ¾öû³ª°Ô ºñ½Ñ
 
 * pay off: ~µ·À» °±´Ù
 
 * come up with: ~¸¦ »ý°¢Çس»´Ù
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